:root{--sky:#bfe7ff;--blue:#1766a9;--deep:#08365f;--navy:#062a4c;--ink:#173b5c;--muted:#607b93;--line:#cde6f5;--paper:#f4fbff;--ice:#fff;--gold:#e2a52f;--gold-dark:#9d6810;--shadow:0 18px 44px rgba(25,83,126,.14)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--paper);font-family:"Microsoft JhengHei","PingFang TC","Noto Sans TC",Arial,sans-serif;letter-spacing:0}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
.wrap{width:min(1140px,calc(100% - 32px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(8,54,95,.97);color:#fff;border-bottom:1px solid rgba(191,231,255,.34);box-shadow:0 8px 24px rgba(3,32,57,.16)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:10px;min-width:0}
.brand img{width:58px;height:58px;object-fit:contain}
.brand-copy{font-size:17px;font-weight:900;white-space:nowrap}.brand-copy small{display:block;margin-top:2px;color:#a9dfff;font-size:10px;letter-spacing:.05em}
.nav-links{display:flex;align-items:center;gap:17px;color:#dff4ff;font-size:13px;font-weight:800}.nav-links a:hover{color:#ffd978}
.nav-actions{display:flex;gap:8px}.btn{min-height:42px;display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:0 16px;border:1px solid rgba(222,244,255,.8);border-radius:6px;color:#fff;background:rgba(8,54,95,.22);font-size:14px;font-weight:900;transition:.18s ease}.btn:hover{transform:translateY(-2px);box-shadow:0 9px 20px rgba(0,0,0,.18)}.btn-primary{border-color:var(--gold);color:#2b1c05;background:var(--gold)}.btn-light{border-color:#fff;color:var(--deep);background:#fff}
.subhero{position:relative;overflow:hidden;color:#fff;background:#79b9e8 url("hero.png") center/cover no-repeat}.subhero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(4,39,73,.93),rgba(4,53,92,.72) 52%,rgba(4,53,92,.22))}.subhero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr .62fr;align-items:center;gap:46px;min-height:410px;padding:62px 0}.eyebrow{margin:0 0 13px;color:#bceaff;font-size:13px;font-weight:900;letter-spacing:.06em}.subhero h1{max-width:720px;margin:0;color:#fff;font-size:clamp(36px,5vw,58px);line-height:1.14}.subhero-lead{max-width:680px;margin:20px 0 24px;color:#eefaff;font-size:17px;line-height:1.85;font-weight:600}.hero-stat{justify-self:end;min-width:290px;padding:26px;border:1px solid rgba(226,246,255,.76);border-radius:12px;background:linear-gradient(150deg,rgba(255,255,255,.95),rgba(221,245,255,.85));color:var(--deep);box-shadow:var(--shadow)}.hero-stat .label{color:var(--blue);font-size:13px;font-weight:900}.hero-stat strong{display:block;margin:6px 0;color:var(--deep);font-size:42px;line-height:1.05}.hero-stat p{margin:0;color:var(--muted);font-size:13px;line-height:1.65;font-weight:700}
.crumbs{padding:13px 0;border-bottom:1px solid var(--line);color:#6e8799;background:#fff;font-size:12px;font-weight:700}.crumbs a{color:var(--blue)}
.section{padding:68px 0}.section-alt{background:#fff}.section-blue{background:#e9f7ff}.section-head{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:27px}.section-kicker{margin:0 0 8px;color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.08em}.section h2{margin:0;color:var(--deep);font-size:34px;line-height:1.25}.section-head>p{max-width:560px;margin:0;color:var(--muted);font-size:14px;line-height:1.8;font-weight:600}
.lead-panel{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:stretch}.panel{padding:29px;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:0 10px 26px rgba(23,102,169,.07)}.panel h3{margin:0 0 11px;color:var(--deep);font-size:23px}.panel p{margin:0;color:var(--muted);font-size:15px;line-height:1.85;font-weight:600}.panel ul{display:grid;gap:12px;margin:18px 0 0;padding:0;list-style:none}.panel li{position:relative;padding-left:24px;color:var(--ink);font-size:14px;line-height:1.7;font-weight:700}.panel li::before{content:"✓";position:absolute;left:0;top:1px;color:var(--gold-dark);font-weight:900}
.offer-feature{display:grid;grid-template-columns:.9fr 1.1fr;overflow:hidden;border:1px solid #bbdff0;border-radius:12px;background:#fff;box-shadow:var(--shadow)}.offer-feature img{width:100%;height:100%;min-height:310px;object-fit:cover}.offer-feature-copy{padding:32px}.tag{display:inline-flex;margin:0 0 10px;padding:5px 9px;border-radius:4px;color:#6d4606;background:#ffe2a0;font-size:12px;font-weight:900}.offer-feature h3{margin:0;color:var(--deep);font-size:32px;line-height:1.25}.offer-feature-copy>p:not(.tag){margin:14px 0 20px;color:var(--muted);font-size:15px;line-height:1.85;font-weight:600}.offer-list{display:grid;grid-template-columns:repeat(2,1fr);gap:15px;margin-top:20px}.offer-card{overflow:hidden;border:1px solid var(--line);border-radius:9px;background:#fff;box-shadow:0 9px 21px rgba(23,102,169,.06)}.offer-card img{width:100%;height:150px;object-fit:cover}.offer-card-copy{padding:18px}.offer-card h3{margin:0;color:var(--deep);font-size:20px}.offer-card p{margin:8px 0 0;color:var(--muted);font-size:13px;line-height:1.7;font-weight:600}.offer-card .small-link{display:inline-block;margin-top:13px;color:var(--blue);font-size:13px;font-weight:900}
.metric-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.metric{padding:24px;border-top:4px solid var(--gold);border-radius:8px;background:#fff;box-shadow:0 8px 20px rgba(23,102,169,.06)}.metric strong{display:block;color:var(--deep);font-size:32px}.metric h3{margin:7px 0 5px;color:var(--deep);font-size:18px}.metric p{margin:0;color:var(--muted);font-size:13px;line-height:1.7;font-weight:600}
.category-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.category{display:grid;grid-template-columns:145px 1fr;overflow:hidden;border:1px solid #b9dff2;border-radius:10px;background:#fff;box-shadow:0 10px 22px rgba(23,102,169,.07);transition:.18s ease}.category:hover{transform:translateY(-3px);border-color:#55aede}.category img{width:145px;height:100%;min-height:190px;object-fit:cover}.category-copy{padding:21px}.category h3{margin:0;color:var(--deep);font-size:21px}.category p{margin:9px 0 0;color:var(--muted);font-size:14px;line-height:1.75;font-weight:600}.category .small-link{display:inline-block;margin-top:12px;color:var(--blue);font-size:13px;font-weight:900}
.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.service{display:grid;grid-template-columns:74px 1fr;gap:17px;padding:24px;border:1px solid var(--line);border-radius:9px;background:#fff}.service img{width:66px;height:66px;object-fit:contain}.service h3{margin:0;color:var(--deep);font-size:20px}.service p{margin:8px 0 0;color:var(--muted);font-size:14px;line-height:1.75;font-weight:600}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.step{padding:26px;border:1px solid var(--line);border-radius:9px;background:#fff}.step-number{display:inline-flex;width:34px;height:34px;align-items:center;justify-content:center;border-radius:50%;color:#fff;background:var(--blue);font-size:14px;font-weight:900}.step h3{margin:17px 0 8px;color:var(--deep);font-size:19px}.step p{margin:0;color:var(--muted);font-size:14px;line-height:1.75;font-weight:600}
.notice{margin-top:22px;padding:17px 19px;border-left:4px solid var(--gold);border-radius:4px;color:#5d6f7d;background:#fff7e7;font-size:13px;line-height:1.8;font-weight:600}.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.faq{padding:22px;border:1px solid var(--line);border-radius:9px;background:#fff}.faq h3{margin:0;color:var(--deep);font-size:18px}.faq p{margin:9px 0 0;color:var(--muted);font-size:14px;line-height:1.75;font-weight:600}
.final-cta{padding:55px 0;background:linear-gradient(120deg,#cbeeff,#f4fcff)}.final-inner{display:flex;align-items:center;justify-content:space-between;gap:25px}.final-inner h2{margin:0;color:var(--deep);font-size:31px}.final-inner p{margin:8px 0 0;color:var(--muted);font-size:14px;font-weight:600}
footer{padding:27px 0 45px;color:#c8e4f5;background:#041d35;font-size:12px;line-height:1.8;text-align:center}.footer-brand{display:flex;justify-content:center;align-items:center;gap:8px;margin-bottom:8px;color:#fff;font-size:16px;font-weight:900}.footer-brand img{width:37px;height:37px;object-fit:contain}.disclaimer{margin:22px 0 0;color:#71889a;font-size:12px;line-height:1.7}
@media(max-width:980px){.nav-links{display:none}.subhero-inner{grid-template-columns:1fr;gap:22px}.hero-stat{justify-self:start}.lead-panel,.offer-feature{grid-template-columns:1fr}.offer-feature img{height:260px;min-height:0}.category-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.wrap{width:min(100% - 24px,1140px)}.nav{min-height:64px}.brand img{width:47px;height:47px}.brand-copy{font-size:15px}.brand-copy small{font-size:9px}.nav-actions .btn:first-child{display:none}.nav-actions .btn{min-height:38px;padding:0 13px}.subhero-inner{min-height:0;padding:47px 0 42px}.subhero h1{font-size:37px}.subhero-lead{font-size:15px;line-height:1.75}.hero-stat{width:100%;min-width:0;padding:22px}.hero-stat strong{font-size:37px}.section{padding:53px 0}.section-head{display:block;margin-bottom:22px}.section-head>p{margin-top:11px;font-size:13px}.section h2{font-size:29px}.offer-feature-copy{padding:22px}.offer-feature h3{font-size:26px}.offer-list,.metric-grid,.service-grid,.faq-grid{grid-template-columns:1fr}.offer-card img{height:166px}.category-grid{grid-template-columns:1fr}.category{grid-template-columns:110px 1fr}.category img{width:110px;min-height:180px}.category-copy{padding:16px 14px}.category h3{font-size:18px}.category p{font-size:13px}.steps{grid-template-columns:1fr}.final-inner{display:block}.final-inner h2{font-size:27px}.final-inner .btn{margin-top:20px;width:100%}}